YES Bank FD Rates 2023,Yes Bank is giving 8.25% interest rate
YES Bank FD Rates 2023: YES Bank offers individuals a rate of return that ranges between 3.25% p.a. to 7.00% p.a. on Fixed Deposit (FD). The tenure ranges between 7 days and 10 years. Senior citizens are provided with additional interest of up to 0.75% p.a. Yes Bank, has launched new FD tenures for 25 and 35 months. Senior citizens including the general public are going to get very good benefits on this new tenure. The latest rates of the bank are applicable from January 12, 2023. Deposits maturing in 7 days to 14 days are getting an interest rate of 3.25%, deposits maturing in 15 days to 45 days are getting an interest rate of 3.70%.
YES Bank Domestic Deposits Interest Rates (Below Rs.2 crore)
Tenure
Interest Rates for General Public (p.a.)
Interest Rates for Senior Citizens (p.a.)
7 days – 14 days
3.25%
3.75%
15 days – 45 days
3.70%
4.20%
46 days – 90 days
4.10%
4.60%
3 months – Less than 6 months
4.75%
5.25%
6 months – Less than 9 months
5.75%
6.25%
9 months – Less than 1 year
6.00%
6.50%
1 year – less than 15 months
7.00%
7.50%
15 months 1 day – less than 3 years
7.00%
7.50%
3 years – 10 years
7.00%
7.75%
YES Bank Special Deposits Interest Rates (Below Rs.2 crore)
Tenure
Regular
Senior Citizens***
15 months
7.25%
7.75%
20 months and up to 22 months
7.25%
7.75%
30 months
7.50%
8.00%
YES Bank Domestic Deposits Interest Rates 2023: Without Premature Withdrawal
Tenure
Between Rs.2 crore and Less Than Rs.2.20 crore
Between Rs.2.20 crore and Less Than Rs.2.25 crore
Between Rs.2.25 crore and Less Than Rs.5 crore
7 days – 14 days
4.90%
4.15%
4.90%
15 days – 30 days
5.05%
4.50%
5.05%
31 days – 45 days
5.30%
4.50%
5.30%
46 days – 60 days
5.55%
4.50%
5.55%
61 days – 90 days
6.05%
5.50%
6.05%
91 days – 120 days
6.55%
5.40%
6.55%
121 days – 180 days
6.55%
5.40%
6.55%
181 days – 270 days
6.85%
5.65%
6.85%
271 days – Less than 1 year
7.10%
5.80%
7.10%
1 year
7.55%
6.20%
7.55%
1 year 1 day – Less than 18 months
7.55%
6.20%
7.55%
18 months – Less than 20 months
7.55%
6.20%
7.55%
20 months to 22 months
7.50%
6.60%
7.50%
22 months 1 day to less than 2 years
7.50%
6.20%
7.50%
2 years – Less than 3 years
7.55%
6.40%
7.55%
3 years – Less than 5 years
7.35%
6.40%
7.35%
5 years and above
7.35%
6.40%
7.35%
YES Bank NRI Fixed Deposit Interest Rates 2023
YES Bank NRE Fixed Deposit Rates
Tenure
Rate of Interest (p.a.)
12 months to less than 15 months
7.00%
15 Months to 1 day < 20 Months
7.00%
22 Months 1 Day to < 30 Months
7.00%
30 Months 1 Day < 36 Months
7.00%
3 years to 10 years
7.00%
YES Bank NRO Fixed Deposit Interest Rates
Tenure
Rate of Interest (p.a.)
7 days – 14 days
3.25%
15 days – 45 days
3.70%
46 days – 90 days
4.10%
3 months – Less than 6 months
4.75%
6 months – Less than 9 months
5.75%
9 months – Less than 1 year
6.00%
1 year – Less than 15 months
7.00%
15 months 1 day to less than 20 months
7.00%
22 month 1 day to less than 36 months
7.00%
36 months to 120 months
7.00%
YES Bank FCNR Fixed Deposit Rates
Tenure
HKD
SGD
AUD
CAD
JPY
EURO
GBP
USD
1 year to less than 2 years
3.95%
3.00%
3.25%
3.50%
0.05%
2.15%
4.50%
5.30%
2 years to less than 3 years
3.15%
3.00%
4.00%
3.75%
1.65%
2.70%
4.60%
5.30%
3 years to less than 4 years
3.60%
1.35%
4.10%
3.75%
1.75%
2.00%
4.00%
4.50%
4 years to less than 5 years
1.40%
1.35%
4.10%
3.75%
0.05%
2.00%
4.00%
4.30%
5 years
1.40%
1.35%
4.10%
3.60%
1.55%
2.00%
4.00%
4.30%
YES Bank RFC Fixed Deposit Rates
Tenure
AUD
CAD
JPY
EURO
GBP
USD
1 year to less than 2 years
3.25%
3.50%
0.05%
2.15%
4.50%
5.30%
2 years to less than 3 years
4.00%
3.75%
1.65%
2.70%
4.60%
5.30%
3 years to less than 4 years
4.10%
3.75%
1.75%
2.00%
4.00%
4.50%
Features and Benefits of YES Bank’s Fixed Deposits
The main features and benefits of the FD scheme offered by BankBazaar.com are mentioned below:
You can open an FD account online.
Attractive interest rates are offered.
Loans can be availed against the amount that is available in the FD.
Auto-renewal facility is provided.
Security is provided.
The tenure ranges between 7 days and 10 years.
The minimum deposit that must be made is Rs.10,000.
YES Bank has introduced Floating Rate Fixed Deposit
YES Bank has introduced a Floating Rate Fixed Deposit for all domestic customers. The interest rate on this fixed deposit (FD) will be linked to the current Repo rate, enabling customers to enjoy dynamic returns on their fixed deposits. The Floating Rate Fixed Deposit is designed to assist consumers by providing them with an asset class that combines the security of a fixed deposit with dynamic returns linked to the central bank’s repo rates.
You can open a Floating Rate Fixed Deposit for a tenure ranging from 1 year to less than 3 years. To open this fixed deposit, you can visit the nearest YES Bank or give a missed call on 07127191191.
Eligibility Criteria and Documents Required
Eligibility Criteria
The below-mentioned entities can open an FD account with YES Bank:
Family trusts
Associations and clubs
Sole-proprietorships and partnerships
Non-Resident Indians (NRIs)
Resident Indians
Documents Required
Copy of the by-laws in the case of clubs, societies, and associations.
Registration certificate and trust deed in the case of family trusts.
Certification of business in the case of companies.
Proof of address such as gas bill, electricity bill, etc.
Note: YES Bank can change the interest rates at any given time without prior notice. The above-mentioned interest rates are effective from 1 January 2023.
